01 / Homeowner tax credit
Claim reviewed: a 30% federal solar credit through 2033.
Ended for new installsExpired for new 2026 homeowner installations.
A new 2026 homeowner installation does not qualify under the old federal residential credit.
Read the explanation
The IRS Form 5695 instructions say the residential clean energy credit ended for expenditures after December 31, 2025. Installation completion determines when qualifying costs are treated as paid. A new 2026 installation does not qualify under the old homeowner credit.
A carryforward from an eligible earlier installation is a separate issue; it does not make a new installation eligible.
IRS: Form 5695 instructions ↗
Look for “What’s New → Termination of credits,” “Costs,” and “Purpose of Form.”
02 / Utility export credits
Claim reviewed: local credits averaging 3–3.5¢ per kWh.
Provider-specificA quoted range is not a guaranteed rate.
A sample export rate is not your current tariff. Confirm the rate and fees with your own provider.
Read the explanation
Xcel’s Texas explanation calculates an excess-generation credit using a fuel-cost factor that can vary by month. Its 3.3¢ example is an illustration, not a promise of today’s rate or proof of an area-wide average.
Ask your own provider for the current tariff, export rate, fees and interconnection requirements. Electricity used on your property and electricity sold back are different entries in the savings calculation.
Xcel: Texas private solar & generation ↗
Check the net-billing option. Other utilities and cooperatives may have different terms.
03 / REAP funding
Claim reviewed: a 50% REAP grant is available.
Applications closedGrant applications are currently closed.
A program’s maximum grant percentage does not mean funding is currently open or awarded.
Read the explanation
USDA’s overview describes grants of up to 50% of eligible costs, but its current notice says it is not accepting grant applications. Guaranteed loans are a different form of assistance. A grant percentage is not an award commitment.
New rules effective October 16, 2026 generally require a completed project and 12 months of operating data before applying. Eligibility, funding and the next application notice must be checked together.
USDA: REAP application status ↗
Federal Register: October 2026 REAP rule ↗
Check the application notice and the rule’s project eligibility provisions.
04 / REAP location test
Claim reviewed: a business must be 50 miles from a population center.
Address-specificIt is not a 50-mile distance rule.
The rural definition is not a simple 50-mile radius. Check the actual project address with USDA.
Read the explanation
The rule’s rural definition generally excludes cities above 50,000 people and their adjoining urbanized areas. Use USDA’s address-level eligibility tools and program review; distance from Amarillo alone does not establish eligibility.
Read the rural-area definition ↗
7 CFR §4280.104, definition of “Rural or Rural area.”
Commercial projects use separate rules. Section 48E may apply to an eligible business project. The IRS describes a termination for wind and solar projects placed in service after 2027 when construction began after July 4, 2026, alongside other restrictions. That is not the expired homeowner credit.
IRS: Form 3468 instructions ↗